WC Commercial Finance

Tailored Business Funding Solutions

WC Commercial Finance Ltd, who is an Appointed Representative of Liberty Commercial Finance Ltd, is the newest service line within the Williamson & Croft group, offering specialist commercial finance services to support businesses with their funding needs. 

As an independent broker, we provide access to a wide range of funding products, from traditional lending to alternative finance, helping you secure the right solution at the right time.

Whether you’re seeking capital for growth, looking to improve cash flow, or investing in new assets, our team of experienced advisers is here to guide you through the process with confidence and clarity.

What We Do

We work closely with businesses across a wide range of sectors to source and secure commercial finance solutions tailored to their needs. Our services include:

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Business Loans & Growth Finance

Whether you’re launching a new product, expanding into new markets, or simply looking for working capital support, we can help you access unsecured or secured business loans that suit your objectives. We’ll compare terms from a variety of lenders to find the most competitive and flexible option.

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Asset Finance

If your business is investing in vehicles, machinery, IT, or other key equipment, asset finance can help spread the cost and protect cash flow. We can arrange hire purchase, finance lease, or operating lease agreements depending on your requirements.

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Invoice Finance

If you’re waiting on customer payments and need to free up cash tied in invoices, invoice finance could be the solution. We can assist with invoice discounting or factoring to provide faster access to your revenue and support smooth operations.

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Commercial Mortgages

From purchasing new premises to refinancing existing property portfolios, we can help secure commercial mortgages – including buy-to-let – at competitive rates. Whether you’re an owner-occupier or a property investor, we’ll guide you through the process from start to finish.

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Refinancing & Debt Restructuring

Reviewing your current finance arrangements can lead to improved terms, better rates, or more manageable repayment structures. We’ll carry out a full assessment and identify opportunities to strengthen your financial position through strategic refinancing.

Why Choose WC Commercial Finance?

As part of the Williamson & Croft group, WC Commercial Finance, who is an Appointed Representative of Liberty Commercial Finance Ltd, brings together technical financial expertise with a personal, consultative approach.

We understand that every business is different, which is why we take the time to understand your objectives and challenges before recommending the most suitable funding solution.

Key benefits of working with us include:

  • Independent, Whole-of-Market Access: We’re not tied to any lender, giving us the freedom to find the most suitable deals across a wide range of providers – from major banks to specialist funders.
  • Fully Regulated Support: We operate as an Appointed Representative under Liberty Commercial Finance Ltd, which is authorised and regulated by the Financial Conduct Authority.
  • Integrated Financial Services: As part of a broader professional services group, we can connect you to accountancy, tax, audit, and wealth management services when needed.
  • Efficient, Responsive Process: We know that timing matters. Our team works efficiently to move your application forward quickly without compromising on quality or compliance.
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Who We Work With

We support a wide range of clients including:

  • Startups and early-stage businesses
  • SMEs and owner-managed businesses
  • Established companies planning expansion
  • Property investors and developers
  • Professional services firms and consultants

No matter your size or sector, we’re committed to helping you find the finance that fits.

Let’s Talk

If you’re considering your funding options, planning a major purchase, or simply want to review your current lending arrangements, we’re here to help.

To arrange a free, no-obligation consultation, please get in touch:

 

Regulatory Information

Williamson & Croft is a trading style of WC Commercial Finance Limited, registered at York House, 20 York Street, Manchester, M2 3BB. Company registration number 12039788. WC Commercial Finance Limited is an Appointed Representative of Liberty Commercial Finance Limited, FRN: 1036018. Liberty Commercial Finance Limited is authorised and regulated by the Financial Conduct Authority, FRN: 786773. Liberty Commercial Finance Limited is an authorised credit broker and not a lender.

Liberty Commercial Finance Limited ICO registration ZA234785 and you can check via www.ico.org.uk.

We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency, the commission model we work with is based on a percentage of the loan amount. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey. 

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